The Buying Process
The following is a typical "flow of steps" during the purchasing process. Select a REALTOR to work for you as a Buyer Agent. Identify your home search parameters. Discuss financial aspects with your family, Mortgage Company and your personal Buyer Agent. Inspect and/or search for homes that meet financial requirements and your own personal needs. Select a home and present an offer through your Buyer Agent. Address contingencies with your offer.
Offer Accepted
Continue mortgage approval process. Do preliminary home inspection, making list for repairs needed or required by agreement or prior appraisal.
Mortgage Approved
Pre-settlement inspection - Make sure required repairs have been completed and no other additional repairs are required or that no additional damage has occurred. Title search by Escrow and Title Company. Escrow Company receives mortgage package. Arrange document-signing date with escrow. Set up change of utilities and pick up keys.
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